TOP MISTAKES TO AVOID IF YOUR HOME IS AFFECTED BY A HOUSE FIRE

 

Let’s face it – while most (if not all) homeowners keep a basic contingency plan in case there is a fire in the home, no one is ever really prepared to deal with a situation where their home has sustained damage due to a fire.

According to Americlaims, https://americlaims.com,  the steps they take after the fact has a detrimental effect on the next steps they can get and the compensation they will receive. Here are some things that you should definitely keep in mind when dealing with the aftermath of a house fire:

Leaving everything as it is

The urge to throw away the things that got destroyed in a fire is natural – but one that you must avoid. Those destroyed materials are proof of the mishap, and therefore functions as evidence you can use in your claim. According to a Virginia Public Adjuster we spoke with, throwing them away simply gives insurance companies a reason to not to pay you your rightfully deserved dues.

Do not clean-up

Insurance companies are always on the lookout to assess and determine if there is any element of insincerity in your claim. If you clean up after the fire, you will only give them an opportunity to downplay or worse, ignore the damage completely. The best practice here would be to only remove those things that poses an immediate hazard or danger till the insurance company arrives. Remember – they need to see the damage.

Read documents carefully before signing them

We spoke to another Public Adjuster in Myrtle Beach SC for more information and the sad truth about insurance companies is that they are always on the lookout to settle quickly and with as little money as possible. One of the ways they try to achieve this is to have you sign a legally binding document to help them avoid certain fees and payouts. Try not to sign anything till the claims process is complete – and in case you do, make sure to read documents very carefully before the fact.

Exercise caution when trusting your insurance company

Insurance companies have a way of making clients believe that their well-being is the number one priority, but in reality, all they care about is to spend as less and make as much money as possible without incurring legal issues. No matter now nice they appear to be, they are always looking for a method of getting out of payouts.

Don’t forget to keep your own records

When it comes to keeping records, the more you have the better; which is enforced heavily by a Greenville Public Adjuster in comment. So, make sure to take pictures and videos, and make inventories. Remember – any and all types of records that you keep functions as proof and makes your claim more effective.

Do not attempt DIY home restoration

Once you have taken care of all insurance essentials, you will want to try to fix your home up as much as possible. Make sure to refrain from doing so and leave any and all repair work to the professionals. Trying to go the DIY way may seem like a good way to save up on time and money, but it will eventually cost you more on both counts.